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Equity
UVE
+0.0 · +0.00%
USD · NYSE

Universal Insurance Holdings Inc(UVE) Stock Analysis | Financial Services

USD --+0.00%
Reward58Moderate
Risk32Moderate
75%Data
Deep Value
Market Cap:1.21Bn
ⓘ
Reward Rating
58
Moderate
Reward Assessment
75% data coverage
Top 50% of stocksView factors
ⓘ
Risk Rating
32
Moderate
Risk Assessment
1 metric flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on UVE to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for UVE, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $45.00.

What is Universal Insurance Holdings Inc?

, together with its subsidiaries, operates as an integrated insurance holding company in the United States.

UVE · Verdict

Solid reward · moderate risk

UVE stands out on valuation and cash flow, but watch the growth signal.

Based on 88% data coverage

UVE · Verdict

What’s working & what to watch

Strengths 5

  • Valuation98/100

    P/E 10.0×

  • Cash flow76/100

    24% free-cash-flow margin

  • Balance sheet73/100

    Interest covered 51.6×

  • Profitability65/100

    11% net margin · 40% ROE

  • Volatility65/100

    Above average

Watchouts 1

  • Growth44/100

    Revenue +9.3% CAGR

Model-based scoring. For information only — not financial advice.

What is Universal Insurance Holdings Inc?

, together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 1.21B, and a P/E ratio of 5.7x.

Financial Highlights

Investment Breakdown

Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Below-average volatility supports a steadier risk profile.
Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (58)

The scoring profile indicates moderate reward potential, with valuation and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryInsurance - Property & Casualty
Market Cap1.21B
P/E Ratio5.707
Dividend Yield1.48%
Beta0.733
Insider Activity
12M windowBearish
Shares soldShares bought
0-3months
0
0
3-6months
220,879 shares
$722k
0
6-9months
346,855 shares
$1.6M
0
9-12months
5119,743 shares
$3.8M
0
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