Universal Insurance Holdings Inc(UVE)
USD --+0.00%
Reward57Moderate
Risk28Low
📊75%Data
UVE
+0.0 · +0.00%
USD · NYSE
Universal Insurance Holdings Inc | Financial Services
Deep Value
Market Cap:995.96M
ℹ️
Reward Rating
57
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
28
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on UVE to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $40.00.

What is Universal Insurance Holdings Inc?

, together with its subsidiaries, operates as an integrated insurance holding company in the United States.

UVE · Verdict

Solid reward · low risk

UVE scores well on valuation and cash flow with no major weaknesses flagged in the model.

Based on 88% data coverage

UVE · Verdict

What’s working & what to watch

Strengths 4

  • Valuation80/100

    Top decile vs peers

  • Cash flow79/100

    24% free-cash-flow margin

  • Balance sheet76/100

    Current ratio 19.39

  • Volatility65/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Universal Insurance Holdings Inc?

, together with its subsidiaries, operates as an integrated insurance holding company in the United States. It offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 995.96M, and a P/E ratio of 8.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (57)

The scoring profile indicates moderate reward potential, with valuation and profitability as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap995.96M
P/E Ratio8.2948
Dividend Yield1.88%
52 Week High35.6615
52 Week Low19.9556
Last AnnualDecember
IPO Date12/14/1992
IncorporatedUSA
Shares Outstanding28M
No. of Employees1,068
IndustryInsurance - Property & Casualty
ExchangeNYSE
Beta0.7
CurrencyUSD