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Equity
XP
+0.0 · +0.00%
USD · NASDAQ

Xp Inc(XP) Stock Analysis | Financial Services

USD --+0.00%
Reward67High
Risk50Moderate
75%Data
Strong 29% profit margin · Revenue growing 11% YoY
Quality Compounder
Market Cap:8.96Bn
ⓘ
Reward Rating
67
High
Reward Assessment
75% data coverage
Top 25% of stocksView factors
ⓘ
Risk Rating
50
Moderate
Risk Assessment
3 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on XP to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for XP, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $22.43.

What is Xp Inc?

engages in the provision of financial products and services in Brazil.

XP · Verdict

Solid reward · moderate risk

XP stands out on profitability and cash flow, but watch the balance sheet signal.

Based on 88% data coverage

XP · Verdict

What’s working & what to watch

Strengths 3

  • Profitability87/100

    41% net margin · 23% ROE

  • Cash flow79/100

    96% free-cash-flow margin

  • Growth71/100

    Rev +8.0% CAGR · earnings +11.0%

Watchouts 1

  • Balance sheet32/100

    Interest covered 9.7×

Model-based scoring. For information only — not financial advice.

What is Xp Inc?

engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 8.96B, and a P/E ratio of 9.0x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (67)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryCapital Markets
Market Cap8.96B
P/E Ratio8.9645
Dividend Yield1.13%
Beta1.096
Insider Activity
12M windowNo data
No insider activity data available for this ticker.
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