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Equity
Xp Inc(XP)
USD --+0.00%
Reward68High
Risk41Moderate
📊75%Data
Strong 29% profit margin · Revenue growing 13% YoY
XP
+0.0 · +0.00%
USD · NASDAQ
Xp Inc | Financial Services
Quality Compounder
Market Cap:11.13Bn
ℹ️
Reward Rating
68
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
41
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on XP to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $24.29.

What is Xp Inc?

provides financial products and services in Brazil.

XP · Verdict

Solid reward · moderate risk

XP stands out on profitability and valuation, but watch the volatility signal.

Based on 88% data coverage

XP · Verdict

What’s working & what to watch

Strengths 4

  • Profitability87/100

    28% net margin · 24% ROE

  • Valuation70/100

    P/E 9.9× · PEG 1.08

  • Balance sheet69/100

    Interest covered 9.7×

  • Growth68/100

    Rev +8.8% CAGR · earnings +11.0%

Watchouts 1

  • Volatility35/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Xp Inc?

provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 11.13B, and a P/E ratio of 11.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (68)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap11.13B
P/E Ratio11.3316
Dividend Yield0.84%
52 Week High23.13
52 Week Low12.0784
Last AnnualDecember
IPO Date12/11/2019
IncorporatedUSA
Shares Outstanding416M
No. of EmployeesN/A
IndustryCapital Markets
ExchangeNASDAQ
Beta1.225
CurrencyUSD
Websitewww.xpinc.com
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