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Equity
Zip Co Limited(ZIZTF)
USD --+0.00%
Reward64Moderate
Risk75High
📊75%Data
Revenue growing 29% YoY
ZIZTF
+0.0 · +0.00%
USD · PINK
Zip Co Limited | Financial Services
Profitless Growth
Market Cap:1.96Bn
ℹ️
Reward Rating
64
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
75
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ZIZTF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Zip Co Limited?

Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia, New Zealand, and the United States.

ZIZTF · Verdict

Solid reward · high risk

ZIZTF's standout is growth; volatility and valuation weigh on the picture.

Based on 88% data coverage

ZIZTF · Verdict

What’s working & what to watch

Strengths 1

  • Growth93/100

    Revenue +20.0% CAGR

Watchouts 4

  • Volatility5/100

    Weak vs peers

  • Valuation18/100

    P/E 26.1×

  • Balance sheet26/100

    Interest covered 1.1×

  • Cash flow31/100

    -6% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Zip Co Limited?

Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia, New Zealand, and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 1.96B, and a P/E ratio of 23.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Elevated volatility implies higher downside and expectation risk.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (64)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.96B
P/E Ratio23.3333
Dividend YieldN/A
52 Week High3.39
52 Week Low0.7002
Last AnnualJune
IPO DateN/A
IncorporatedUSA
Shares Outstanding1B
No. of EmployeesN/A
IndustryCredit Services
ExchangePINK
Beta3.354
CurrencyUSD · Reports in AUD
Websitezip.co/au
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