Zenkoku Hosho Co Ltd ADR(ZNKKY)
USD --+0.00%
Reward53Moderate
Risk16Low
📊75%Data
Strong 54% profit margin · 5.1% dividend yield
ZNKKY
+0.0 · +0.00%
USD · PINK
Zenkoku Hosho Co Ltd ADR | Financial Services
Defensive Anchor
Market Cap:2.90Bn
ℹ️
Reward Rating
53
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
16
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ZNKKY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Zenkoku Hosho Co Ltd ADR?

, together with its subsidiaries, engages in the credit guarantee business in Japan.

ZNKKY · Verdict

Moderate reward · low risk

ZNKKY stands out on volatility and balance sheet, but watch the growth signal.

Based on 88% data coverage

ZNKKY · Verdict

What’s working & what to watch

Strengths 4

  • Volatility95/100

    Top decile vs peers

  • Balance sheet88/100

    Interest covered 54.8×

  • Profitability77/100

    56% net margin · 14% ROE

  • Cash flow75/100

    59% free-cash-flow margin

Watchouts 1

  • Growth41/100

    Rev +5.3% CAGR · earnings +4.9%

Model-based scoring. For information only — not financial advice.

What is Zenkoku Hosho Co Ltd ADR?

, together with its subsidiaries, engages in the credit guarantee business in Japan. The company is also involved in non-life insurance agency and credit check operations; debt collection; clerical and other contracts; and agency operation services. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 2.90B, and a P/E ratio of 13.2x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (53)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap2.90B
P/E Ratio13.1867
Dividend Yield5.10%
52 Week High12.34
52 Week Low9.0789
Last AnnualMarch
IPO DateN/A
IncorporatedUSA
Shares Outstanding266M
No. of Employees369
IndustryCredit Services
ExchangePINK
Beta0.148
CurrencyUSD · Reports in JPY