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Equity
VANQ
+0.0 · +0.00%
GBX · LSE

Vanquis Banking Group PLC(VANQ) Stock Analysis | Financial Services

GBX --+0.00%
Reward52Moderate
Risk59Medium-High
75%Data
Thin 3% profit margin · Revenue down 6% YoY
Balanced
Market Cap:201.77M
ⓘ
Reward Rating
52
Moderate
Reward Assessment
75% data coverage
Bottom 50% of stocksView factors
ⓘ
Risk Rating
59
Medium-High
Risk Assessment
6 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on VANQ to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for VANQ, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 138p.

What is Vanquis Banking Group PLC?

Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland.

VANQ · Verdict

Moderate reward · elevated risk

VANQ's standout is cash flow, while balance sheet remains the main concern.

Based on 88% data coverage

VANQ · Verdict

What’s working & what to watch

Strengths 1

  • Cash flow66/100

    28% free-cash-flow margin

Watchouts 1

  • Balance sheet17/100

    Interest covered 1.1×

Model-based scoring. For information only — not financial advice.

What is Vanquis Banking Group PLC?

Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards, saving account, vehicle finance, loans, and mortgages. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 201.77M, and a P/E ratio of 26.9x.

Financial Highlights

Investment Breakdown

Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (52)

The scoring profile indicates limited reward potential at this time, with valuation and growth offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryBanks - Regional
Market Cap201.77M
P/E Ratio26.8667
Dividend YieldN/A
Beta1.168
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.
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