%20--%3e%3csvg%20width='63.297821mm'%20height='39.29665mm'%20viewBox='0%200%2063.297821%2039.29665'%20version='1.1'%20id='svg8765'%20inkscape:version='1.1%20(c4e8f9ed74,%202021-05-24)'%20sodipodi:docname='OBALogoSingle2.svg'%20xmlns:inkscape='http://www.inkscape.org/namespaces/inkscape'%20xmlns:sodipodi='http://sodipodi.sourceforge.net/DTD/sodipodi-0.dtd'%20xmlns='http://www.w3.org/2000/svg'%20xmlns:svg='http://www.w3.org/2000/svg'%3e%3csodipodi:namedview%20id='namedview8767'%20pagecolor='%23ffffff'%20bordercolor='%23666666'%20borderopacity='1.0'%20inkscape:pageshadow='2'%20inkscape:pageopacity='0.0'%20inkscape:pagecheckerboard='0'%20inkscape:document-units='mm'%20showgrid='false'%20fit-margin-top='0'%20fit-margin-left='0'%20fit-margin-right='0'%20fit-margin-bottom='0'%20inkscape:zoom='1.1759259'%20inkscape:cx='179.85827'%20inkscape:cy='102.04724'%20inkscape:window-width='1920'%20inkscape:window-height='972'%20inkscape:window-x='0'%20inkscape:window-y='27'%20inkscape:window-maximized='1'%20inkscape:current-layer='layer1'%20/%3e%3cdefs%20id='defs8762'%20/%3e%3cg%20inkscape:label='Layer%201'%20inkscape:groupmode='layer'%20id='layer1'%20transform='translate(-31.351095,-50.101677)'%3e%3cpath%20style='fill:none;stroke:%233584e4;stroke-width:3.965;stroke-linecap:square;stroke-linejoin:round;stroke-miterlimit:4;stroke-dasharray:none;stroke-opacity:1'%20d='m%2077.07508,77.78787%2014.84134,8.87817%20V%2052.83397%20L%2034.08359,86.5521%20V%2053.69366%20l%2015.27351,9.31107'%20id='path8388'%20sodipodi:nodetypes='cccccc'%20/%3e%3c/g%3e%3c/svg%3e)
Why it matters
Money-centre giants, high-street lenders and regionals. This group spans defensive demand, consumer behaviour, rates exposure and innovation, so business-model quality matters more than the label.
All Discover themes
Discover
Bank Stocks
Money-centre giants, high-street lenders and regionals.
Banks earn the spread between what they pay for deposits and what they charge for loans, which makes them the market’s most direct expression of the interest-rate cycle. This collection spans the money-centre and diversified banks alongside the regional lenders across London and the US, ranked by market cap.
What to check next
Compare pricing power, repeat demand, margins, regulatory risk and the sensitivity of each company to interest rates or consumer weakness.
Main risk
A theme can hide very different risk profiles: biotech, insurers, online retail and property all respond to different drivers.
Showing the 40 largest of 261 — sort or filter to explore the rest.
- RewardRiskYield1.8%
- RewardRiskYield2.1%
- RewardRiskYield5.2%
- RewardRiskYield5.2%
- RewardRiskYield5.2%
- RewardRiskYield4.5%
- RewardRiskYield3.4%
- RewardRiskYield4.8%
- RewardRiskYield2.2%
- RewardRiskYield33.2%
- RewardRiskYield1.9%
- RewardRiskYield2.6%
- RewardRiskYield4.8%
- RewardRiskYield3.7%
- RewardRiskYield1.2%
- RewardRiskYield4.9%
- RewardRiskYield2.3%
- RewardRiskYield0.0%
- RewardRiskYield2.3%
- RewardRiskYield4.3%
- RewardRiskYield5.4%
- RewardRiskYield1.4%
- RewardRiskYield4.7%
- RewardRiskYield0.0%
- RewardRiskYield0.0%
- RewardRiskYield4.0%
- RewardRiskYield1.8%
- RewardRiskYield4.9%
- RewardRiskYield3.8%
- RewardRiskYield5.4%
- RewardRiskYield3.3%
- RewardRiskYield1.5%
- RewardRisk
- RewardRiskYield35.0%
- RewardRiskYield3.9%
- RewardRiskYield3.6%
- RewardRiskYield3.1%
- RewardRiskYield3.5%
- RewardRiskYield4.1%
- RewardRiskYield3.9%
Related collections
Frequently asked questions
What is the Bank Stocks collection?
Money-centre giants, high-street lenders and regionals. It currently holds 261 stocks, each rated by Openbook's Reward and Risk scores. Banks earn the spread between what they pay for deposits and what they charge for loans, which makes them the market’s most direct expression of the interest-rate cycle.
How are Bank Stocks stocks selected?
Constituents are chosen by a rules-based screen over the full UK and US common-stock universe, then ranked by market capitalisation.
How often is the Bank Stocks list updated?
It is rebuilt from live market data, so the constituents and their rankings update as prices and company fundamentals change — there is no fixed, hand-edited list.
How should I use the Reward and Risk ratings?
Openbook's Reward rating combines a stock's growth, momentum, profitability and valuation into a single 0–100 score, and the Risk rating scores financial strength, volatility and size. Use them to compare names within this theme — broadly, a higher Reward alongside a lower Risk is more attractive. They are quantitative research signals, not investment advice.
Openbook Reward and Risk ratings and factor scores are quantitative signals for research, not investment advice. Data may be delayed. Some US-listed names carry partial factor coverage.