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Equity
Time Finance PLC(TIME)
GBX --+0.00%
Reward74High
Risk36Moderate
📊75%Data
Strong 16% profit margin
TIME
+0.0 · +0.00%
GBX · LSE
Time Finance PLC | Financial Services
Quality Compounder
Market Cap:43.55M
ℹ️
Reward Rating
74
High
Top 10% (model universe)
75% data coverage
ℹ️
Risk Rating
36
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on TIME to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 112p.

What is Time Finance PLC?

Time Finance plc, together with its subsidiaries, provides financial products and services to consumers and businesses in the United Kingdom.

TIME · Verdict

Strong reward · moderate risk

TIME scores well on valuation and balance sheet with no major weaknesses flagged in the model.

Based on 88% data coverage

TIME · Verdict

What’s working & what to watch

Strengths 4

  • Valuation100/100

    P/E 6.4× · PEG 0.64

  • Balance sheet90/100

    Interest covered 21.4×

  • Growth77/100

    Rev +18.2% CAGR · earnings +85.3%

  • Profitability76/100

    16% net margin · 8% ROE

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Time Finance PLC?

Time Finance plc, together with its subsidiaries, provides financial products and services to consumers and businesses in the United Kingdom. The company operates through Asset Finance and Invoice Finance segments. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 43.55M, and a P/E ratio of 6.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (74)

The scoring profile indicates a strong reward potential, driven primarily by valuation and growth. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap43.55M
P/E Ratio6.7857
Dividend YieldN/A
52 Week High66
52 Week Low43.25
Last AnnualMay
IPO DateN/A
IncorporatedUK
Shares Outstanding92M
No. of Employees153
IndustryCredit Services
ExchangeLSE
Beta0.905
CurrencyGBX · Reports in GBP
Websitewww.timefinance.com
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