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Equity
AFRM
+0.0 · +0.00%
USD · NASDAQ

Affirm Holdings Inc(AFRM) Stock Analysis | Financial Services

USD --+0.00%
Reward65Moderate
Risk73High
75%Data
Revenue growing 33% YoY
Growth Machine
Market Cap:25.80Bn
ⓘ
Reward Rating
65
Moderate
Reward Assessment
75% data coverage
Top 50% of stocksView factors
ⓘ
Risk Rating
73
High
Risk Assessment
6 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on AFRM to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for AFRM, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $91.20.

What is Affirm Holdings Inc?

operates payment network in the United States, Canada, and internationally.

AFRM · Verdict

Solid reward · high risk

AFRM stands out on growth and profitability, but watch the volatility signal.

Based on 88% data coverage

AFRM · Verdict

What’s working & what to watch

Strengths 2

  • Growth92/100

    Revenue +33.7% CAGR

  • Profitability69/100

    2% net margin · 11% ROE

Watchouts 3

  • Volatility5/100

    Weak vs peers

  • Valuation15/100

    P/E 39.8× · PEG 0.75

  • Balance sheet26/100

    Interest covered 1.1×

Model-based scoring. For information only — not financial advice.

What is Affirm Holdings Inc?

operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 25.80B, and a P/E ratio of 70.0x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (65)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryCredit Services
Market Cap25.80B
P/E Ratio70.0273
Dividend YieldN/A
Beta3.616
Insider Activity
12M windowBearish
Shares soldShares bought
0-3months
0
0
3-6months
12,000 shares
$110k
0
6-9months
3711,256 shares
$57.2M
0
9-12months
4721,169 shares
$64.2M
0
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