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Equity
Affirm Holdings Inc(AFRM)
USD --+0.00%
Reward65Moderate
Risk63Medium-High
📊75%Data
Revenue growing 30% YoY
AFRM
+0.0 · +0.00%
USD · NASDAQ
Affirm Holdings Inc | Financial Services
Growth Machine
Market Cap:21.15Bn
ℹ️
Reward Rating
65
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
63
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on AFRM to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $79.08.

What is Affirm Holdings Inc?

operates payment network in the United States, Canada, and internationally.

AFRM · Verdict

Solid reward · elevated risk

AFRM stands out on growth and profitability, but watch the volatility signal.

Based on 88% data coverage

AFRM · Verdict

What’s working & what to watch

Strengths 2

  • Growth92/100

    Revenue +33.7% CAGR

  • Profitability67/100

    2% net margin · 9% ROE

Watchouts 3

  • Volatility5/100

    Weak vs peers

  • Valuation15/100

    P/E 37.2× · PEG 0.77

  • Balance sheet26/100

    Interest covered 1.1×

Model-based scoring. For information only — not financial advice.

What is Affirm Holdings Inc?

operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 21.15B, and a P/E ratio of 78.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (65)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap21.15B
P/E Ratio78.3704
Dividend YieldN/A
52 Week High100
52 Week Low42.095
Last AnnualJune
IPO Date1/13/2021
IncorporatedUSA
Shares Outstanding292M
No. of Employees2,206
IndustryCredit Services
ExchangeNASDAQ
Beta3.633
CurrencyUSD
Websitewww.affirm.com
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