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Equity
SoFi Technologies Inc.(SOFI)
USD --+0.00%
Reward69High
Risk54Moderate
📊75%Data
Revenue growing 40% YoY
SOFI
+0.0 · +0.00%
USD · NASDAQ
SoFi Technologies Inc. | Financial Services
Growth Machine
Market Cap:22.65Bn
ℹ️
Reward Rating
69
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
54
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on SOFI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $26.50.

What is SoFi Technologies Inc.?

provides various financial services in the United States, Latin America, Canada, and Hong Kong.

SOFI · Verdict

Solid reward · elevated risk

SOFI stands out on growth and balance sheet, but watch the volatility signal.

Based on 88% data coverage

SOFI · Verdict

What’s working & what to watch

Strengths 2

  • Growth93/100

    Revenue +39.3% CAGR

  • Balance sheet76/100

    Interest covered 1.5×

Watchouts 2

  • Volatility5/100

    Weak vs peers

  • Cash flow35/100

    -84% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is SoFi Technologies Inc.?

provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 22.65B, and a P/E ratio of 45.5x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: High (69)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap22.65B
P/E Ratio45.5385
Dividend YieldN/A
52 Week High32.73
52 Week Low8.6
Last AnnualDecember
IPO Date11/30/2020
IncorporatedUSA
Shares Outstanding1B
No. of Employees6,100
IndustryCredit Services
ExchangeNASDAQ
Beta2.178
CurrencyUSD
Websitewww.sofi.com
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