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Equity
Aiful Corp ADR(AIFLY)
USD --+0.00%
Reward57Moderate
Risk42Moderate
📊75%Data
Revenue growing 13% YoY
AIFLY
+0.0 · +0.00%
USD · PINK
Aiful Corp ADR | Financial Services
Balanced
Market Cap:1.34Bn
ℹ️
Reward Rating
57
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
42
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on AIFLY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Aiful Corp ADR?

engages in the consumer finance and credit guarantee business in Japan.

AIFLY · Verdict

Solid reward · moderate risk

AIFLY stands out on volatility and growth, but watch the valuation signal.

Based on 88% data coverage

AIFLY · Verdict

What’s working & what to watch

Strengths 2

  • Volatility95/100

    Top decile vs peers

  • Growth73/100

    Rev +12.7% CAGR · earnings +22.2%

Watchouts 2

  • Valuation15/100

    P/E 2.6×

  • Balance sheet42/100

    Net debt/EBITDA 24.0×

Model-based scoring. For information only — not financial advice.

What is Aiful Corp ADR?

engages in the consumer finance and credit guarantee business in Japan. It offers loans for individuals and businesses; credit cards, prepaid cards, individual credit purchase arrangements, and deferred payment options; credit guarantees; and pet insurance, as well as invests in a range of businesses. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 1.34B, and a P/E ratio of 7.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (57)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.34B
P/E Ratio7.3684
Dividend Yield1.63%
52 Week High1.5862
52 Week Low0.9135
Last AnnualMarch
IPO DateN/A
IncorporatedUSA
Shares Outstanding958M
No. of Employees2,738
IndustryCredit Services
ExchangePINK
Beta0.326
CurrencyUSD · Reports in JPY
Websitewww.muninova.co.jp
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