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Equity
Es Bancshares Md(ESBS)
USD --+0.00%
Reward41Moderate
Risk59Medium-High
📊75%Data
Strong 15% profit margin
ESBS
+0.0 · +0.00%
USD · OTCQX
Es Bancshares Md | Financial Services
Capital Destroyer
Market Cap:47.03M
ℹ️
Reward Rating
41
Moderate
Bottom 10% (model universe)
75% data coverage
ℹ️
Risk Rating
59
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ESBS to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Es Bancshares Md?

, through its subsidiary, Empire State Bank, provides various financial services in New York.

ESBS · Verdict

Moderate reward · elevated risk

ESBS's standout is volatility; balance sheet and growth weigh on the picture.

Based on 88% data coverage

ESBS · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 4

  • Balance sheet8/100

    Weak vs peers

  • Growth32/100

    Rev +3.9% CAGR · earnings +6.9%

  • Cash flow42/100

    9% free-cash-flow margin

  • Profitability45/100

    9% net margin · 6% ROE

Model-based scoring. For information only — not financial advice.

What is Es Bancshares Md?

, through its subsidiary, Empire State Bank, provides various financial services in New York. The company offers personal and business checking, money market, and savings accounts; certificate of deposit accounts; and individual retirement accounts. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 47.03M, and a P/E ratio of 61.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (41)

The scoring profile indicates limited reward potential at this time, with momentum and size offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap47.03M
P/E Ratio61.7273
Dividend YieldN/A
52 Week High7.51
52 Week Low6.06
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding7M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
Beta0.095
CurrencyUSD
Websitewww.esbna.com
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