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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is M&F Bancorp Inc?
operates as the bank holding company for Mechanics and Farmers Bank that provides consumer and commercial banking products and services in North Carolina.
MFBP · Verdict
Solid reward · moderate risk
MFBP stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
MFBP · Verdict
What’s working & what to watch
Strengths 3
- Volatility75/100
Above average
- Profitability72/100
14% net margin · 4% ROE
- Cash flow70/100
14% net margin
Watchouts 1
- Balance sheet25/100
Net debt/EBITDA 0.3×
Model-based scoring. For information only — not financial advice.
What is M&F Bancorp Inc?
operates as the bank holding company for Mechanics and Farmers Bank that provides consumer and commercial banking products and services in North Carolina. It offers personal and business checking and savings, health savings, investment, individual retirement, and money market accounts, as well as certificates of deposit; home equity line of credit; payments and cash management solutions; and online and mobile banking services. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 46.50M, and a P/E ratio of 19.3x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (56)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.