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Equity
Lumbee Guaranty Bank(LUMB)
USD --+0.00%
Reward72High
Risk33Moderate
📊75%Data
Strong 21% profit margin
LUMB
+0.0 · +0.00%
USD · OTCQX
Lumbee Guaranty Bank | Financial Services
Quality Compounder
Market Cap:46.76M
ℹ️
Reward Rating
72
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
33
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on LUMB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Lumbee Guaranty Bank?

Lumbee Guaranty Bank provides various financial products and services in the United States.

LUMB · Verdict

Strong reward · moderate risk

LUMB scores well on volatility and growth with no major weaknesses flagged in the model.

Based on 88% data coverage

LUMB · Verdict

What’s working & what to watch

Strengths 4

  • Volatility95/100

    Top decile vs peers

  • Growth85/100

    Rev +11.7% CAGR · earnings +34.2%

  • Cash flow79/100

    35% free-cash-flow margin

  • Profitability78/100

    30% net margin · 15% ROE

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Lumbee Guaranty Bank?

Lumbee Guaranty Bank provides various financial products and services in the United States. It offers personal and business checking and savings accounts; personal certificates of deposit and individual retirement accounts; and business investment accounts. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 46.76M, and a P/E ratio of 9.5x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (72)

The scoring profile indicates a strong reward potential, driven primarily by growth and profitability. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap46.76M
P/E Ratio9.5238
Dividend YieldN/A
52 Week High14.5604
52 Week Low11.7505
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding3M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
Beta0.321
CurrencyUSD
Websitewww.lumbeeguarantybank.com
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