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Equity
OppFi Inc(OPFI)
USD --+0.00%
Reward70High
Risk44Moderate
📊75%Data
Thin 1% profit margin · Revenue growing 18% YoY
OPFI
+0.0 · +0.00%
USD · NYSE
OppFi Inc | Financial Services
Quality Compounder
Market Cap:815.44M
ℹ️
Reward Rating
70
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
44
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on OPFI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $15.17.

What is OppFi Inc?

, a tech-enabled digital finance platform, provides financial products and services for banks in the United States.

OPFI · Verdict

Strong reward · moderate risk

OPFI stands out on valuation and profitability, but watch the volatility signal.

Based on 88% data coverage

OPFI · Verdict

What’s working & what to watch

Strengths 5

  • Valuation100/100

    P/E 7.3× · PEG 0.69

  • Profitability82/100

    1% net margin · 49% ROE

  • Cash flow74/100

    59% free-cash-flow margin

  • Balance sheet67/100

    Interest covered 1.6×

  • Growth65/100

    Rev +14.5% CAGR · earnings -34.3%

Watchouts 1

  • Volatility20/100

    Weak vs peers

Model-based scoring. For information only — not financial advice.

What is OppFi Inc?

, a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 815.44M, and a P/E ratio of 133.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: High (70)

The scoring profile indicates a strong reward potential, driven primarily by valuation and profitability. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap815.44M
P/E Ratio133.4286
Dividend YieldN/A
52 Week High15.0301
52 Week Low7.309
Last AnnualDecember
IPO Date11/20/2020
IncorporatedUSA
Shares Outstanding28M
No. of Employees445
IndustryCredit Services
ExchangeNYSE
Beta1.74
CurrencyUSD
Websitewww.oppfi.com
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