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Equity
Oportun Financial Corp(OPRT)
USD --+0.00%
Reward57Moderate
Risk53Moderate
📊75%Data
Thin 4% profit margin · Revenue down 6% YoY
OPRT
+0.0 · +0.00%
USD · NASDAQ
Oportun Financial Corp | Financial Services
Deep Value
Market Cap:243.15M
ℹ️
Reward Rating
57
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
53
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on OPRT to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $8.25.

What is Oportun Financial Corp?

Oportun Financial Corporation provides financial services in the United States.

OPRT · Verdict

Solid reward · elevated risk

OPRT's standout is valuation; balance sheet and profitability weigh on the picture.

Based on 88% data coverage

OPRT · Verdict

What’s working & what to watch

Strengths 1

  • Valuation96/100

    P/E 3.9× · PEG 0.23

Watchouts 2

  • Balance sheet39/100

    Current ratio 2.66

  • Profitability42/100

    -15% net margin · 9% ROE

Model-based scoring. For information only — not financial advice.

What is Oportun Financial Corp?

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 243.15M, and a P/E ratio of 7.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (57)

The scoring profile indicates moderate reward potential, with valuation and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap243.15M
P/E Ratio7.6528
Dividend YieldN/A
52 Week High7.965
52 Week Low4.05
Last AnnualDecember
IPO Date9/26/2019
IncorporatedUSA
Shares Outstanding44M
No. of Employees2,312
IndustryCredit Services
ExchangeNASDAQ
Beta1.184
CurrencyUSD
Websitewww.oportun.com
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